Need an appraisal in College Station or Brazos County?
Here are the top 7 reasons TX homeowners call on Brazos Valley Appraisals:
Do you own a home in or near College Station? Do you need help determining the price of your real estate?
We at Brazos Valley Appraisals understand the particular needs of a consumer looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Brazos Valley Appraisals, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value judgement than yours.
PMI Removal Appraisals
PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Brazos Valley Appraisals is qualified in helping clients just like you rid yourselves of unwanted and unneeded PMI insurance.
Challenge Brazos county's assessment of your property
Your local tax assessor may have your house overvalued if your home is not appreciating as much as other homes close by. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an expert appraisal from Brazos Valley Appraisals is your perfect weapon.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow angle. Brazos Valley Appraisals can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Have you just been handed a copy of your appraisal and you would prefer to have a seasoned professional double-check it for accuracy or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? Brazos Valley Appraisals offers field reviews where we go out and check the subject and comps. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Brazos Valley Appraisals can help you with that. Even though this is typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property.